Feature Free MCP server x402-gated MCP server
Auth None / API key Wallet signature via x402 Winner
Spam resistance Rate-limit only Economic (per-call cost) Winner
Monetisation Indirect (donations / paid host) Direct per call in USDC Winner
Onboarding friction Lower Winner Higher (needs wallet)
Free MCP server Wins
1
Ties
0
x402-gated MCP server Wins
3

Final Verdict

Free MCP for community tools, x402-gated MCP for anything you'd otherwise gate behind an API key. The two coexist in the same MCP host.

Pattern: hybrid MCP server

Expose read-only metadata for free, gate compute-heavy or data-heavy tools behind x402. The MCP tool descriptor advertises the price.

Pro Tips

Surface the per-call price in the MCP tool description so AI hosts can budget.
Always offer a free metadata endpoint so agents can discover before paying.
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